Visit Us In-Office
10:00AM to 5:00PM
By Appointment Only
Visit Us In-Office
10:00AM to 5:00PM
By Appointment Only
Now Available Virtually
10:00AM TO 10:00PM
11595 Kelly Rd,
Fort Myers, FL 33908
The People You Love Deserve to Be Protected.
Life insurance isn't about death. It's about making sure the people who depend on you are never left without options.
Let's find the right coverage for your life and your budget.
Sleep Better at Night Knowing
They're Covered.
Most people put off life insurance because it feels complicated, expensive, or like something
they'll figure out "later." But later has a way of arriving without warning.
At T.S. Simmons Financial Group, we make the process simple. We sit down with you, learn about your family and your goals, and help you find a plan that actually makes sense, without the pressure or the confusing fine print.
WHO THIS IS FOR
Life Insurance Isn't Just For
One Type of Person.
Parents & Families
If someone depends on your income, life insurance is one of the most important financial decisions you'll ever make. We help you find coverage that protects them if the unexpected happens.
Retirees & Seniors
Coverage in your later years can cover final expenses, leave something behind for your family, or supplement your estate plan. We'll help you find the right fit for where you are now.
S-Corp &
Business Tax Returns
Your business didn't build itself. Protect it and the people who count on it, with coverage designed for entrepreneurs and business owners.
Getting Coverage Is Simpler
Than You Think.
Step 1: Schedule Your Consultation
Book a call with our licensed insurance agent. We'll talk through your situation, your family's needs, and what you're looking to protect.
Step 2: We Find Your Options
We do the research for you. Based on your goals and budget, we'll present coverage options in plain language, no jargon, no pressure.
Step 3: You Choose With Confidence
You make the decision that feels right for your family. We handle the paperwork and make sure everything is set up correctly from day one.
Why Clients Choose Us
For Life Insurance
Licensed & Experienced.
We are licensed insurance agents with over 10 years of experience helping individuals and families find the right coverage.
You're in qualified hands.
No Pressure. Ever.
We're not here to sell you the most expensive policy. We're here to find what actually fits your life, your family, and your budget.
We Know Your Full Financial Picture.
Because we also handle your taxes and tax planning, we can make sure your life insurance fits seamlessly into your overall financial strategy,
not just as a standalone product.
The best time to get life insurance was yesterday.
The second best time is today.
Don't wait for a health scare, a life change, or a wake-up call. The sooner you put coverage in place, the more options you have and the better your rates will be.
Questions We Hear About Life Insurance
Frequently Asked Questions
How much life insurance do I actually need?
It depends on your income, your debts, your dependents, and your goals. We walk through all of this with you during your consultation so you leave with a number that makes sense for your real life.
Is life insurance expensive?
It's often more affordable than people expect, especially when you get covered while you're younger and healthier. We'll find options that fit your budget.
What's the difference between term and whole life insurance?
Term life covers you for a set period of time. Whole life covers you permanently and builds cash value over time. We'll explain both and help you decide which fits your situation best.
I already have life insurance through my job. Do I need more?
Employer-provided coverage is usually a good start but rarely enough, and it disappears if you change jobs. We'll help you evaluate what you have and whether it's sufficient.
What if I have health issues? Can I still get coverage?
Yes. Health conditions affect options and pricing, but they don't always disqualify you. Let's have a conversation before you assume coverage isn't available to you.
Your Family's Future Is Worth a 30-Minute Conversation.
Let's talk about what coverage looks like for your life.
No obligation, no pressure. just clarity.
Ready to Get Started? Let's Talk.
Schedule your appointment below.
We'd love to meet you. Schedule a consultation and let's talk about what we can do for your financial future.
Lets Connect
Contact Us Today
Virtually 10:00AM to 10:00PM
In-Office By Appointment: 10:00AM to 5:00PM
Call Now: (833) 348-7734
We are proud to offer a wide range of comprehensive services to meet the needs of individual taxpayers and business owners. Our team of tax professionals specializes in limiting your tax liability and maximizing your tax refund.